Are you struggling to make ends meet, harassed by creditors, and lost under a mound of debt? Are you worried that filing for bankruptcy will affect your financial future? You are not alone! Countless people are in the same situation. Although filing for bankruptcy may adversely affect your credit score, some of the benefits may outweigh the disadvantages.

Some of the benefits of filing for bankruptcy are:

    When to file for bankruptcy
  • Filing for bankruptcy can stop foreclosure. If you are facing foreclosure, you should speak to me about filing for Chapter 13 bankruptcy. Filing for Chapter 13 will effect an “Automatic Stay” that will halt the foreclosure process.
  • Filing for bankruptcy will stop creditor harassment. After you have filed for bankruptcy, your creditors will not be able to contact you any more.
  • Filing for bankruptcy will stop collection actions.
  • Filing for bankruptcy will stop repossessions.
  • Filing for bankruptcy will stop wage garnishments.
  • Filing for bankruptcy will get rid of the stress, anxiety, frustration, and all other negative emotions that have been keeping you awake and affecting your health.

You can:

  • Catch up your mortgage payment
  • Catch up your car payment
  • Get rid of credit card debt
  • Get rid of judgements
  • Get rid of old income taxes
  • Get rid of second mortgages
  • Get rid of medical bills
  • Lower your car payment
  • Lower your trailer payment

Bankruptcy will provide you the fresh financial start you need. After years of being overwhelmed with stress and worry over how you will pay back all your debt, you can finally move forward in life with a clean slate.

Contact Bankruptcy Lawyer David Gaffney Today!

There is no shame in filing for bankruptcy and you should not be afraid to admit you need help. Many hardworking, honest people have needed to file for bankruptcy. Do not be afraid of bankruptcy - it can be the opportunity you need for a fresh financial start. Call me today for a free consultation. I will sit down with you to answer your questions, address your concerns, and help put your worries at ease.

To schedule your free consultation, please contact your nearest Gaffney Law Office today. I will personally answer your call!